Mutual Fund SIP Calculator

About Mutual Fund SIP

A Systematic Investment Plan (SIP) allows you to invest a fixed amount every month in mutual funds. This disciplined approach helps in building wealth through the power of compounding.

Benefits of SIP

• ✅ Start small – even ₹500/month works
• 📈 Benefit from rupee-cost averaging
• 💰 Long-term wealth creation
• 🧮 Easy and disciplined investing habit

Formula Used

M = P × ((1 + r)ⁿ - 1) × (1 + r) / r

Where:
M = Maturity Amount
P = Monthly Investment
r = Monthly Rate of Return (Annual Rate / 12 / 100)
n = Total Months (Years × 12)

Example

If you invest ₹5,000/month for 10 years at 12% annual return, you’ll get approximately ₹11,61,695 on maturity — out of which ₹6,00,000 is your investment and ₹5,61,695 is the profit.